Terms & Disclosures
These terms cover your use of this website, and they set out the disclosures that apply to the mortgage services offered here by Cindy Rowe.
Information, not advice
The content on this site is general information about mortgages. It is not financial, legal, or tax advice, and it does not account for your own situation. Talk to me directly before you decide, and get independent advice where you need it.
Licensing
Cindy Rowe is a licensed Mortgage Agent Level 1, Licence M26001090, working through Pegasus Mortgage Lending Center Inc., FSRA Licence #11479.
No guarantee of approval
Mortgage approval and funding depend on lender requirements and are never guaranteed. Rates, products, and lender criteria can change without notice. Any figures shown on this site are estimates for planning only.
Closing-credit offer
The $500 closing-credit offer is subject to its own terms, which you can read in full when you start a request. The mortgage must be eligible and funded before any credit is paid.
Links to other sites
This site may link to lenders, calculators, or other resources I do not control. I am not responsible for their content or how they handle your information.
Limitation of liability
I work to keep this site accurate and available, but I provide it as is. To the extent the law allows, I am not liable for losses that come from using the site or relying on its content.
Governing law
These terms are governed by the laws of the Province of Ontario and the laws of Canada that apply there.
Changes to these terms
I may update these terms from time to time. The date at the top shows when they last changed.
Questions about these terms? Contact Cindy Rowe at cindyrowemortgages@gmail.com. Cindy Rowe, Mortgage Agent Level 1, Licence M26001090. Pegasus Mortgage Lending Center Inc., FSRA Licence #11479.