Mortgage calculators for Norfolk County
Start with the question you’re asking today. Each calculator takes a few minutes, shows how it reached every number, and comes with the Norfolk County figures to set beside it.
Payment calculator
Compare payments for any price, rate, amortization and schedule, with mortgage insurance worked out for you.
Affordability calculator
See the price range your income, debts and down payment support, before you start looking at homes.
Qualification calculator
Found a home? Check its price against the limits lenders use, and see what would change the result.
The Norfolk County numbers behind every calculator
Buying in Delhi, Simcoe, Port Dover or out in the county? These are the local figures that go with any estimate.
$567,900
A typical Norfolk County home
The county’s benchmark price in September 2026, 3.4% lower than a year earlier. Median asking prices by town:
- Simcoe
- $574,900
- Port Rowan
- $624,900
- Delhi
- $629,000
- Waterford
- $759,900
- Port Dover
- $774,500
1.658%
Norfolk County’s 2026 residential tax rate
About $1,658 a year for every $100,000 of assessed value. Ontario assessments are still based on 2016 values, so a home’s tax bill is usually lower than this rate times today’s price. The listing shows the real figure.
$7,833
Land transfer tax on a $567,900 home
Norfolk has no municipal land transfer tax, so this is Ontario’s alone. If you’re buying your first home you can get up to $4,000 of it back, which brings it to $3,833. It’s paid at closing, on top of your down payment.
0.384%
The farmland tax rate, 2026
Land assessed as farmland pays about a quarter of the residential rate, around $384 per $100,000, while the house and the land around it pay the residential rate. Lenders look closely at rural homes: many lend on the house and a limited amount of land, and most want the well tested (bacteria testing is free through Grand Erie Public Health) and the septic in good order.
Financing a rural home or acreage
Sources: Norfolk County 2026 final tax rates, Cornerstone Association of REALTORS, September 2026 and the Government of Ontario. Town figures are median asking prices for houses and townhouses listed for sale on Zolo on November 10, 2026, not a valuation of any one home.
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